Name		Size	Type
	Alcohol Questionnaire	19.06 KB	Acrobat
	Allianz Direct Deposit Form	96.26 KB	Acrobat
	Aviation Questionnaire	21.53 KB	Acrobat
	Breast Cancer Questionaire	18.4 KB	Acrobat
	Crohn's Questionnaire	18.97 KB	Acrobat
	Depression Questionnaire	18.42 KB	Acrobat
	Diabetes Questionnaire	21.29 KB	Acrobat
	Elevated Liver Enzyme Questionnaire	19.93 KB	Acrobat
	Epilepsy Questionnaire	19.53 KB	Acrobat
	Example NACOLAH Letter AIO rider	46.34 KB	Acrobat
Sample letter that goes to clients on their anniversary when they choose the Additional Insurance Option rider with their term insurance.
	General Impaired Risk Questionaire	74.06 KB	Acrobat
	Heart Disease Questionnaire	20.9 KB	Acrobat
	Hepatitis Questionnaire	21.31 KB	Acrobat
	Liability Disclaimer	22.02 KB	Word
Liability Disclaimer you can personalize and use on appointments so you know what was discussed and reviewed with every client.
	Lincoln Financial Cautionary Statement	50.25 KB	Acrobat
	Multiple Sclerosis Questionnaire	19.24 KB	Acrobat
	NACOLAH Policy Review Worksheet	0.24 MB	Acrobat
	Prostate Cancer Questionnaire	17.57 KB	Acrobat
	Qualification for Trip to Mexico	0.21 MB	Acrobat
Qualify for UMS 2011 Getaway to Puerto Vallarta, Mexico!
	Registration Form for Sales Symposium	34.82 KB	Word
	Skin Cancer Questionnaire	16.61 KB	Acrobat
	Sleep Apnea Questionnaire	18.1 KB	Acrobat
	UMS HIPAA	0.27 MB	Acrobat
	Wealth Transfer Products	0.16 MB	Acrobat

Name		Size	Type
	1035 Exchanges	64.15 KB	Acrobat
	151A Press Kit	4.79 MB	Acrobat
	Annuity Insights by Kim O'Brien	0.2 MB	Acrobat
Article by Kim O'Brien Executive Director of NAFA
	Compliance Approved Mailer	0.26 MB	Acrobat
Use this compliance approved mailer as a business generator or simply email page 2!
	Guaranty Association Limits	0.15 MB	Acrobat
	Individual Tax Returns: A Treasure Trove of Sales Ideas	0.19 MB	Acrobat
Lots of Sales Ideas from simply viewing a prospect's tax return!
	Letter to Senator Re: Financial Stability Act	20.99 KB	Word
Draft of a letter to US Senators regarding the Financial Stability Act & overturning Rule 151A
	Liability Disclaimer	22.02 KB	Word
Liability Disclaimer you can use with every client to record what was discussed or reviewed.
	Obama Pushes Annuities article	0.12 MB	Acrobat
	Qualifying Carriers for Mexico	16.62 KB	Acrobat
See which carriers help you qualify for our trip to Puerto Vallarta, Mexico
	Relationships with CPAs	1.98 MB	Acrobat
	Rethinking Retirement Survival Expenses Worksheet	0.54 MB	Acrobat
Part of the Rethinking Retirement Kit available through UMS.
	Rule 151A Senate Letter	93.6 KB	Acrobat
	Sarah Savealot Case Study	0.49 MB	Acrobat
Case Study for the Freedom Deferred Income Annuity - a very unique product.

Name		Size	Type
	10 Million Baby Boomers Face Alzheimers	35.84 KB	Word
	2008 Cost of Care Guide	1.26 MB	Acrobat
	2009 State Medicaid Asset & Income Limits	2.86 MB	Acrobat
	2010 Tax Deduction Limits	0.15 MB	Word
	Changes to John Hancock's LTC Products & Pricing	51.05 KB	Acrobat
Many changes are happening at John Hancock this summer. Check out the details here.
	CLASS Act	37.19 KB	Acrobat
Information about the Long Term Care benefits in the CLASS Act.
	Client Profile	26.11 KB	Word
	Financial Planners at Risk	49.66 KB	Word
	How to Lop Costs for LTC Insurance	0.52 MB	Acrobat
	Kiplinger's Report: LTCI	0.18 MB	Acrobat
	Liability Disclaimer	22.02 KB	Word
Liability Disclaimer you can personalize and use on all your appointments to record what was reviewed and discussed.
	New Social Security Statement	0.51 MB	Acrobat
	New York Times - The New Old Age "Love's Labor"	60.8 KB	Acrobat
Reprint from December 2, 2009 New York Times Article
	Pension Protection Act FAQ	39.89 KB	Acrobat
	Price Point Comparison	0.19 MB	Acrobat
John Hancock price point comparison with some of their main competitors.
	Realities of LTCI for Young Workers	0.25 MB	Acrobat
Reprint from New York Times October 23, 2008
	Sample Liability Release Form	67.54 KB	Acrobat
	Scary Story	2.92 MB	Acrobat
	State Tax Incentives	99.96 KB	Acrobat
	Take (Long Term) Care	0.12 MB	Acrobat
Reprint of an article from The Wall Street Journal's Smart Money Magazine
	Tax Deductibility Q&A	88.59 KB	Acrobat

Name		Size	Type
	Common DI Myths & Misconceptions	61.55 KB	Acrobat
	DI Online Training	27.65 KB	Word
	DI Quick Quiz	99.38 KB	Acrobat
	DI Statistics	47.59 KB	Acrobat
	Liability Disclaimer	22.02 KB	Word
Liability Disclaimer you can personalize and use on all your appointments to record what was discussed.
	What Causes a DI Claim?	54.03 KB	Acrobat

Name		Size	Type
	Factors to Consider Regarding Reverse Mortgages	0.17 MB	Acrobat
Reverse Mortgages are still gaining traction. Take a look at the factors to consider before using residential real estate in client's retirement plan!
	Liability Disclaimer	22.02 KB	Word
Use this liability disclaimer you can personalize and bring to all appointments to record what was discussed.
	NCOA Free Report	0.15 MB	Acrobat
Clients can use their home to stay at home. This abbreviated report gives information on using equity from their home for LTC needs and more!
	Reverse Mortgage Glossary	0.2 MB	Acrobat
Glossary of Reverse Mortgage Terms
	Reverse Mortgage Opportunities	69.63 KB	PowerPoint
	Testimony Regarding Reverse Mortgages	0.5 MB	Acrobat
Testimony of Peter H. Bell, President of National Reverse Mortgage Lenders Associate submitted to the Special Committee on Aging - U.S. Senate